Saudi Arabia launches insurance policy to protect expatriate workers

Insurance is part of a package of measures introduced by the ministry to safeguard the rights of employers and employees. (Reuters/File)
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Updated 09 October 2024
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Saudi Arabia launches insurance policy to protect expatriate workers

  • Authorities to enforce penalties for employers who fail to meet their obligations, official says

RIYADH: Saudi Arabia’s Ministry of Human Resources and Social Development and the Insurance Authority have launched an insurance service that will cover unpaid wages for up to six months and provide travel assistance for expatriates in the Kingdom in the case of private sector defaults.

Director general of international communications and cooperation, Abdulrahman Al-Zaid, told Arab News: “The Expatriate Worker Wage Insurance Service for Private Sector Defaults is part of the ministry’s ongoing efforts to protect both workers and employers, while enhancing the overall efficiency and appeal of the Saudi labor market.

“The initiative is designed to create a more secure labor environment, making Saudi Arabia a leading hub for international talent.”

The service covers specific benefits as outlined in the policy, allowing foreign workers in defaulting companies to receive their entitlements — within the financial limits of the policy — and provide a plane ticket to return to their home country, if they wish to do so, within the policy’s financial limits, he said.

Insurance is part of a package of measures introduced by the ministry to safeguard the rights of employers and employees.

Al-Zaid explained how the insurance policy works for the benefit of the expatriates: “In rare cases when wages are not fulfilled, this insurance service will cover unpaid wages and entitlements for up to six months, with a maximum compensation payout of SR17,500 ($4,661) provided the combined rights of all workers do not exceed the overall insurance coverage limit for the company.”

But this payout is contingent on 80 percent or more of the workers in the establishment not having received their wages or entitlements, per the ministry’s regulations.

The initiative is part of the ministry’s commitment to creating a fair and secure labor environment for employers and employees.
 
Affected workers who wish to return to their home countries will be provided with a travel ticket, with cover up to SR1,000 ($266).
 
Al-Zaid said a worker is entitled to a return ticket to their home country “if they wish to leave the country directly without transferring their services to another company and can provide proof of completing all necessary procedures for departure, such as obtaining an exit visa and proof of a travel booking to their home country.”

Private sector employees wishing to apply for the insurance policy can submit claims through the designated insurance company responsible for handling compensation claims.

The ministry will oversee the process to ensure compliance and smooth execution of the service.
 
The introduction of this service does not absolve employers of their responsibilities, and they will still be fully responsible for meeting their wage obligations.

“The ministry will continue to enforce strict measures, including penalties for employers who deliberately fail to meet their obligations,” Al-Zaid added. 
 
Abdul Ghaffar is an expat, originally from India, who has been living in the Kingdom for the past 24 years working as a senior consultant in talent development.

When asked if he had ever been affected by a company defaulting in Saudi Arabia, Ghaffar said: “I have never personally witnessed any instances where companies defaulted on paying my salary. But one of my close friends, who worked for a private construction company, was facing financial difficulties.

“The company delayed salaries for several months, causing significant stress for him and his family. It becomes very critical, especially (for) expatriates who rely on timely wages to support their families back home.”

He said that the situation was resolved but it took months for the individual’s account settlement and exit process. The case highlighted the vulnerability that expatriate workers face in such circumstances, he added.

The ministry and the Insurance Authority's new policy aims to protect expatriates from vulnerabilities such as these.

“I believe the new wage insurance policy is a positive step forward. It shows that the Ministry of Human Resources and Social Development is taking the necessary steps to protect expatriates working in Saudi Arabia,” Ghaffar said. “This policy will not only provide financial relief to workers impacted by company defaults but also create a more secure and attractive environment for expatriates considering working in the Kingdom.”

Ghaffar said of the new policy that the “travel ticket assistance also reflects the ministry’s understanding of the needs of expatriates who might want to return home in such situations.”

He said he believes the new initiative will “enhance Saudi Arabia’s reputation as a fair and competitive destination for international talent.”

The insurance cover for eligible workers began on Oct. 6, 2024. 


Saudi, US defense chiefs discuss regional security in phone call

Updated 07 April 2025
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Saudi, US defense chiefs discuss regional security in phone call

RIYADH: Saudi Minister of Defense Prince Khalid bin Salman received a phone call from US Secretary of Defense Pete Hegseth on Monday, the Saudi Press Agency reported.

The two discussed defense cooperation between the two countries, SPA added.

They also spoke about regional developments and shared efforts to enhance security and stability in the region and beyond.


Saudi Arabia highlights cultural preservation efforts at UNESCO Executive Board session in Paris

Updated 07 April 2025
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Saudi Arabia highlights cultural preservation efforts at UNESCO Executive Board session in Paris

  • Kingdom’s permanent representative announces two digital initiatives to be launched in partnership with UN body
  • Abdulelah bin Ali Al-Tokhais says Kingdom remains committed to advancing the organization’s strategic priorities

PARIS: Saudi Arabia has highlighted its work in cultural preservation at the 221st session of the Executive Board of the United Nations Educational, Scientific and Cultural Organization at the organization’s headquarters in Paris, the Saudi Press Agency reported.

The session, which opened Monday and runs until April 17, is being attended by representatives from member states and key international stakeholders.

The UNESCO Executive Board, of which Saudi Arabia is a member, is one of the organization’s three main governing bodies, alongside the General Conference and the Secretariat.

Comprising 58 member states elected for four-year terms, the board evaluates the organization’s work, oversees programs, and reviews budgetary matters.

Saudi Arabia’s delegation is led by Abdulelah bin Ali Al-Tokhais, the Kingdom’s permanent representative to UNESCO.

Also in attendance are members of the Saudi National Commission for Education, Culture and Science, and representatives from various national institutions.

Delivering the Kingdom’s address during the opening session, Al-Tokhais underscored Saudi Arabia’s historic and ongoing partnership with UNESCO, highlighting that the Kingdom was among the first nations to sign the UN Charter in 1945.

He emphasized the robust cooperation between Saudi Arabia and UNESCO, particularly through the UNESCO Institute for Lifelong Learning, a partnership that recently culminated in the Kingdom hosting the Sixth International Conference on Learning Cities, held under the patronage of King Salman.

Al-Tokhais also noted the Kingdom’s role in cultural preservation, citing the Saudi Fund to Support, Protect and Promote Culture and Heritage at UNESCO.

As part of collaborative efforts, he announced that two digital initiatives — the Virtual Museum of Stolen Objects and the Digital Heritage Platform — will be launched in partnership with UNESCO in the first half of 2025.

He also reaffirmed Saudi Arabia’s support for UNESCO’s mission, and said that the Kingdom remained committed to advancing the organization’s strategic priorities and contributing to global development goals.


Saudi development agency improves Yemen’s sports infrastructure to empower youth

Updated 07 April 2025
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Saudi development agency improves Yemen’s sports infrastructure to empower youth

  • SDRPY has built over 30 basketball and volleyball courts in schools across various Yemeni governorates
  • Agency is dedicated to implementing sports projects in Yemen that meet global standards to enhance youth skills

RIYADH: The Saudi Development and Reconstruction Program for Yemen has supported various sports and youth initiatives in the country as part of the Kingdom’s commitment to empower Yemeni youth.

The SDRPY has built over 30 basketball and volleyball courts in schools across various Yemeni governorates, and supported the construction of FIFA-standard stadiums for clubs such as Al-Jazira, Al-Rawdah, and Al-Menaa.

In a report, the agency said that it remains dedicated to implementing sports projects in Yemen that meet global standards to enhance youth skills, the Saudi Press Agency reported.

The SDRPY’s work in Yemen includes restoring sports facilities, sponsoring tournaments, providing technical support and sports education, and developing athletic skills among Yemeni children.

Various sports tournaments have been organized by the development agency to provide young Yemeni athletes with opportunities to compete, the SPA added.

In recent years, it has helped restore the Ali Asad Muthanna Sports Hall in Aden after a long period of disuse, providing youth with a renewed space to engage in physical activities.

It has also organized major tournaments in the country, including the Marib Football Championship, which involved 14 clubs and 588 young participants, and a basketball tournament in Hadramout, which involved 17 clubs and 289 young participants.

The agency celebrated the Yemeni U-17 national team for their victory in the West Asian Football Championship against the Saudi U-17 national squad in December 2021 as a gesture of encouragement and acknowledgment, the SPA reported.

In June 2020, SDRPY signed a memorandum of cooperation with the Saudi Ministry of Sport to support athletics in Yemen. Since then, it has backed 264 projects and initiatives across various sectors in the country, including sports, education, health, water, energy, and developmental programs.


Moma’s Garden: A Saudi family’s recipe for love

Updated 07 April 2025
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Moma’s Garden: A Saudi family’s recipe for love

  • Al-Mumen family blends culinary creativity, tradition in cozy Alkhobar restaurant
  • Teamwork brings comfort through home-like decor, modern twist on Arabic flavors

ALKHOBAR: In a quiet corner of Alkhobar, Moma’s Garden has become more than just a restaurant — it is a family-run establishment at which hospitality is as important as the food itself. With another branch in Dammam, the restaurant is entirely operated by the Al-Mumen family, whose members take on various roles to run its daily operations.

The atmosphere of Moma’s Garden is intentionally just like home. Sunlight filters through white curtains, casting a warm glow over wooden tables and lush greenery. The walls are adorned with framed family photographs, reflecting a history deeply intertwined with the restaurant’s identity.

The restaurant’s wishing tree, where visitors leave handwritten notes, is a symbol of community and connection. (AN photo by Waad Hussain)

Moma’s Garden started as a small venture in a Dammam hotel, a modest space that helped to lay the foundation for what would later become a larger family project.

Abdulfattah Al-Mumen, the father, said: “At first we opened Moma’s Garden in a hotel in Dammam. It was a small place, but it was big in our hearts, and that’s where our story began. Now, with our second branch in Alkhobar, our journey continues.

For many visitors Moma’s Garden is not just a restaurant but a place shaped by personal stories, dedication, and a deep appreciation for hospitality. (AN photo by Waad Hussain)

“It is built on the passion of our family, my wife’s creativity, and our children’s experiences from traveling and living abroad. They learned to cook for their friends, and today they are capable of managing businesses, finances, architecture, and law.”

And while each member of the family brings something to the table, Al-Mumen said: “The mastermind behind all the creativity is my wife. In the end we are simply a family that enjoys cooking and being together.”

We are not just running a business. We are sharing our passion, our creativity, and our love for food. At the end of the day what matters most is that we continue to do what we love together.

Abdulfattah Al-Mumen

Abdulhadi, their young son, told Arab News: “I handle the front desk, my mother oversees the menu and its development, Hassan manages finances, and Bayan handles legal matters.”

However, the roles are not set in stone and each family member steps up as needed. Abdulhadi added: “My father and I collaborate on architectural and design aspects … Sometimes my father is a waiter and sometimes I cook in the kitchen. We all share responsibilities.”

For many visitors Moma’s Garden is not just a restaurant but a place shaped by personal stories, dedication, and a deep appreciation for hospitality. (AN photo by Waad Hussain)

At the heart of Moma’s Garden is Intessar, the matriarch who personally oversees the menu and ingredient selection, ensuring that every dish meets her high standards.

She said: “Finding the right ingredients can be difficult. Every day I go out myself and handpick what we use. Maybe that’s why this place feels like home to so many people. Even the local vendors recognize me now and know I won’t settle for anything less than top quality.

Moma's Garden isn't just a restaurant -- it's a place shaped by stories, dedication, and hospitality.

“Our dishes are not traditionally Arabic, but we’ve given them a modern twist infused with Arabic elements, like shakshuka and date toast.”

This hands-on approach and commitment to fresh ingredients help define Moma’s Garden’s philosophy.

Every dish tells a story – Carefully crafted recipes with a modern twist. (AN photo by Waad Hussain)

The setting at Moma’s Garden is carefully designed to create a welcoming and relaxed environment. The wooden tables, soft pastel hues, and an abundance of plants contribute to an atmosphere that encourages guests to unwind and enjoy their meal.

A unique feature is the wishing tree, where visitors leave handwritten notes — a symbol of community and connection that has become an integral part of the restaurant’s charm.

“I always come to Moma’s Garden” – Roa Khushina, a regular guest. (AN photo by Waad Hussain)

Al-Mumen said: “We select our ingredients as if we are choosing them for our own home, so that our guests feel like they are in their second home, not just any restaurant.

“We want them to feel like they are visiting us, like guests in our own house.”

A family’s journey on the walls – Framed photographs tell the story of the Al-Mumen family. (AN photo by Waad Hussain)

For many customers, this sense of familiarity is what keeps them coming back.

Roa Khushina, a fitness trainer and regular at the establishment, said: “I always come to Moma’s Garden — it’s honestly one of the best restaurants in Alkhobar. Their dishes are excellent, diverse, and they even offer healthy options.”

Moma’s Garden – AlKhubar, Saudi Arabia. (AN photo by Waad Hussain)

Running a restaurant as a family comes with its own challenges, particularly in hiring staff who align with the restaurant’s vision.

Hassan, the eldest son, said: “We don’t just look for employees — we look for people who fit our culture, who see this place as more than just a job. It takes us four to five months to find the right person.”

Despite occasional differences in opinion, the Al-Mumen family views these challenges as an essential part of working together and evolving the business.

“These challenges make our family stronger, and we see ourselves as partners in success,” he added.

With two established locations, the family remains committed to maintaining quality rather than expanding too quickly.

“We are not just running a business,” said Al-Mumen. “We are sharing our passion, our creativity, and our love for food. At the end of the day what matters most is that we continue to do what we love together.”

For many visitors Moma’s Garden is not just a restaurant but a place shaped by personal stories, dedication, and a deep appreciation for hospitality.

 


Deputy minister receives Portuguese ambassador to Saudi Arabia

Updated 07 April 2025
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Deputy minister receives Portuguese ambassador to Saudi Arabia

  • They reviewed issues of common interest and future cooperation

RIYADH: Saudi Deputy Minister for International Multilateral Affairs Abdulrahman Al-Rassi received Ambassador of Portugal to the Kingdom Nuno Mathias in Riyadh, the Foreign Ministry said on Monday.

During the meeting, they reviewed “issues of common interest and future cooperation,” the ambassador added in a post on X.

Meanwhile, Deputy Minister of Foreign Affairs Waleed Elkhereiji recently received in Riyadh Alison Dilworth, US Embassy charge d’affaires ad interim to the Kingdom.

They reviewed bilateral relations and international developments.